Singapore · HDB Upgraders & First-Time Private Buyers
For HDB upgraders and first-time private buyers — I help you move into your next home with the maths in plain view, calmly, without the mortgage stress most agents won't warn you about.
8
Years in practice
200+
Households moved
5.0
Average · 87 Google reviews
2024–25
Huttons Elite Gold Producer
Recognised by Huttons Asia
How we move
2026 looks structurally different from 2024 — record HDB resale prices, falling rates, thirty per cent fewer new launches than last year. None of that means rushing. It means understanding which stages, in which order, before any number is committed to.
First stage
Diagnose
A thirty-minute conversation, free, no spreadsheet to fill. I model your HDB resale value off recent caveats, the CPF clawback, your loan ceiling, ABSD position, and the cash gap to the condo you have in mind. You leave with a clear yes, no, or wait — and the reason behind it.
Second stage
Sequence
Sell first or buy first. Decoupling, contra timing, bridging, IPA, the school-term calendar, where the kids sleep on handover week. Each household has one right answer. I draft yours on a single page so both you and your spouse see the whole move at once.
Third stage
Execute
Your HDB goes to market while I shortlist the condo. Same person, no junior assigned to one side. Every viewing led by me. Every counter-offer relayed within the hour. Conveyancing emails copied through, lawyers briefed in plain Mandarin or English — whichever you prefer.
Want the actual numbers for your situation?
Get my upgrader's planWhat I help with
Buy
A shortlist matched to budget, MRT line, school catchment, and yield. Pre-launch access on selected projects. Negotiation grounded in transaction data, not brochures.
Find my unit →
Sell
Pricing built off real URA caveats. Personal pre-listing prep. Cinematic walkthrough video. Friday update memo to you every week — even when there's nothing to report.
Request a valuation →
Upgraders
Selling your HDB and buying your next home, in the right order. Decoupling, ABSD-avoidance sequencing, the cash gap, the school-term timing — written on a single page so both partners can read the move at once.
See the plan →
Rent
Tenant screening, watertight contracts, repairs handled before you hear about them, monthly update on yield and the local rental market. For landlords and tenants.
Brief me on the unit →
Featured
Every featured listing is personally walked, prepped, and shot by me before it goes up. The full pack — floor plans, transaction comparables, my unvarnished view on fit — is available on request.
Potong Pasir · District 13
A 527 sq ft pied-à-terre directly above the line — for the bachelor or the couple who'd rather walk than wait. Fully furnished, vacant, sheltered to NE10.
From
S$1.05M
Size
527 sqft
MRT
2 min walk
See the unit
Voices
Drawn from Google reviews and notes left after closing. Eighty-seven verified reviews, a five-star average, every one kept on file. A small selection below.
★★★★★
"Sold our Compassvale flat at twenty thousand above what other agents quoted. The bridge to our condo was tight, but he kept us on schedule every single week."
Happy Seller
Compassvale → Twin Waterfalls · 2026
★★★★★
"Walked us through ABSD and decoupling in plain English. We saved forty-two thousand in stamp duty just by sequencing the move the way he advised."
Upgrader
Sengkang → Lentor
★★★★★
"Replied at eleven at night. Showed up on a Sunday. Negotiated sixty thousand off the asking using comparable caveats. Quiet, careful, didn't oversell."
First-time Buyer
Riverfront Residences
A 6–8 page PDF · 20 minutes · free
The Upgrader's Plan
What banks will lend you and how to get a loan-approval letter early. Sell first vs buy first with worked examples. Decoupling, when it makes sense and when it doesn't. The stamp-duty trap. What can go wrong, and what to plan for if it does. Your personal next step.
About
I came to property in 2018 after seven years in private banking. The shift was deliberate — I'd watched too many friends sold the wrong condo by an agent who took the listing and disappeared. So I built a different practice. One household at a time. Every viewing led by me. Replies inside the hour during the day, before midnight at night.
My work clusters around HDB upgraders moving into mainstream condos — Bukit Batok to Twin Waterfalls, Compassvale to Riverfront, Sengkang to Lentor. The maths matters. Where the kids go to school matters. The week the move actually happens matters. I treat the whole arc as if it were my own family's.
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